According to Rain, retail spending on stablecoin cards rose about 105% to 106% over the past year. The cards allow users to spend stablecoins such as Tether and USDC directly from digital wallets through physical or virtual cards, with merchants receiving fiat settlement.
Rain recently became a Mastercard Principal Member, enabling the company to offer credit and prepaid cards on the Mastercard network. The partnership also explores on-chain settlement for card program flows using regulated stablecoins. In Latin America, where demand for dollar-linked payment tools is strong, stablecoin cards could soon represent double-digit percentages of all cards in some markets, according to John Timoney, head of strategic partnerships at Rain.
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