Opinion: Crypto wallets are being reconstructed for AI Agents, and in the future, AI may have independent on-chain wallets.

Crypto Mars News: On May 9th, at the Consensus 2026 conference, Trust Wallet CEO Felix Fan and Mesh CTO Arjun Mukherjee stated that AI Agents are driving the reconstruction of cryptocurrency wallet architecture, enabling AI to hold assets, conduct on-chain transactions, and establish on-chain identities. Trust Wallet has launched the Agent Kit, allowing AI Agents to autonomously execute transactions, transfers, and other on-chain operations, and is promoting Ethereum proposal EIP-8004 to provide AI Agents with on-chain identities and credit scoring systems. Felix Fan said that the consumer side still adheres to the “user holds the key, gradually authorizes” model, with AI mainly serving as an on-chain operation assistant; while on the developer side, Agents are allowed to perform operations more autonomously. Mesh has introduced Smart Funding technology, which can automatically route funds across different chains, accounts, and tokens to reduce Web3 usage complexity. Mesh CTO stated that one of the core issues faced by AI Agents is “cold start”—without wallets and funds, Agents cannot truly act, and cryptocurrency wallets happen to be the foundational financial layer for AI. Both executives believe that in the future, major AI platforms may launch their own wallets. Felix Fan mentioned that X has publicly promoted X Money, and Grok is very likely to also have an integrated wallet, and “AI like Claude may also operate directly on the chain in the future.”