In China, under the current fixed-asset investment growth rate, if you don’t invest (in yourself and abroad), you’re basically done.

Investment and exports pull GDP along on a two-horse cart: when investment stalls, exports are affected by geopolitics, employment shrinks, wage growth room tightens, and any talk of house prices rising is just nonsense—what’s left is only growth in terms of asset values.
With less money, invest in yourself; with more money, invest in finance.