Giới thiệu về RociFi

RociFi is a decentralized credit economy with non-transferable, blockchain-native credit scores designed to facilitate zero- and under-collateralized lending. At its core, the protocol leverages on-chain data, machine learning, and loan risk management to effectively and profitably facilitate under-collateralized loans through the blockchain. This innovative approach seeks to bring in a new wave of capital efficiency and revenue growth in DeFi lending.