Last year in the middle of the night, a trader called me, voice trembling: his account was flagged for suspected fraudulent funds, and he had just finished talking with the police, asking if he was going to get into trouble.

I told him directly: don’t panic yet, that doesn’t mean you’ve committed a crime.

Many people get scared when they hear “virtual currency involved in a case,” thinking they’ve broken the law. The reality is—domestic regulations have never banned individuals from buying and selling digital assets, but one thing is clear: you bear the risk yourself, and if something goes wrong, no one will help you. It’s like walking a narrow alley at night—you can do it, but if you fall, don’t expect anyone to help.

**What should you say when questioned by the police?**

“Why do you agree to refund the money? Are you involved in money laundering?”
Many people answer this question incorrectly.

The correct response is: I am willing to negotiate a refund, but that doesn’t mean I admit guilt. The refund is to unfreeze the account and buy time; sometimes, what you’re giving back isn’t just money, but your freedom.

**About criminal records**

“Will not cooperating leave me with a criminal record?”—this might be the most absurd rumor I’ve heard.

As long as you can prove you’re not a suspect and cooperate with the investigation, the police won’t leave you with a criminal record, nor will they freeze all your bank accounts. But be aware of two situations:
🔴 Level 1 involved accounts: reported by the central bank, all accounts are locked
🟡 Level 2 involved accounts: usually can be unfrozen after clearing suspicion

**The crypto world is a business on the edge of a knife**

Many people can’t even do basic analysis and are just educated by harsh reality. Don’t think you’re safe just because you haven’t touched dirty money—many funds pass through second, third, or fourth hands, and you have no idea where they originated.

My simple advice:
If you don’t understand where the money comes from, don’t touch it.
If the money arrives too quickly, investigate first.
You’re not lacking in that small profit; what you lack is security awareness.

**What I’ve learned after eight years**

I’ve been in this market for eight years, seen people get rich overnight, and seen those who got involved. Those who survive may not always make the most money, but they are definitely: clear-headed, aware of which pitfalls to avoid, and able to hold their bottom line.

If you’re feeling anxious about fraudulent funds or account freezes right now, feel free to reach out. After all, in this industry, experience sometimes matters more than luck.