Ant International Deepens AI-Driven Payment Innovation to Create a New Global Digital Financial Landscape

2025-12-18 23:32:12

The global fintech industry is ushering in a new wave of technological transformation. Ant International announced at the Singapore FinTech Festival 2025 that the company is reshaping the global payment ecosystem through AI and blockchain technologies. This move aims to create more opportunities for emerging markets and small businesses while addressing the challenges brought by the post-internet era.

Product and Platform Innovation

Ant International’s Antom Copilot AI agent has become the core of its payment solutions, covering the entire lifecycle management of merchant payment operations. In terms of technological R&D, the company has established deep collaborations with Google, Mastercard, and Visa to jointly develop a new generation of AI payment protocols, aiming to improve the efficiency and security of cross-border payments.

Impressive Technological Achievements

In terms of concrete results, Ant International’s Falcon prediction model demonstrates strong capabilities. The model has supported $1.5 trillion in transaction volume, with accuracy surpassing 90%, successfully reducing foreign exchange trading costs by 60%, providing significant cost advantages to global institutions. Meanwhile, the SHIELD risk management system continuously enhances transaction security through real-time monitoring and dynamic protection.

Strategic Layout and Regulatory Cooperation

Ant International CEO Peng Yang emphasized that the company actively integrates into the global financial regulation ecosystem. It has participated in the Guardian project led by the Monetary Authority of Singapore and the Ensemble project by the Hong Kong Monetary Authority, promoting the establishment and improvement of industry compliance standards. This indicates that Ant International not only leads in technological innovation but also demonstrates responsibility in global regulatory collaboration.

Currently, new technologies represented by AI and blockchain are redefining the payments industry. Ant International’s series of initiatives reflect its deep technical accumulation and also show that the global payments industry is accelerating towards an era of intelligence and security.

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