New Crypto Strategies for Family Offices: Gate Private Wealth Management from a Long-Term Allocation Perspective

Family offices are undergoing a silent yet profound transformation. Research from BNY Mellon reveals that up to 74% of ultra-high-net-worth family offices have invested in or are actively evaluating digital assets. Unlike the short-term trading logic of early retail investors, family offices’ crypto strategies are shifting from “tentative holdings” to systematic long-term wealth allocation.

Trend Shift: Evolution of Family Offices’ Crypto Asset Allocation Logic

By 2025, global family offices’ participation in digital assets will significantly increase. Industry consensus suggests this marks a transition from “testers” to “structured allocators.” A clear trend is that family offices managing over $1 billion are actively increasing allocations to alternative assets (including private equity and digital assets) while reducing reliance on public equities.

The core driver of this shift is an upgrade in cognition. Crypto assets are no longer viewed as isolated high-risk speculative targets but are integrated into broader, more diversified asset portfolios as part of long-term wealth planning. Their investment logic has also changed, shifting focus from short-term price fluctuations to overall structural stability, cyclical controllability, and cross-generational inheritance feasibility.

Key Challenges: Market Volatility and Urgent Need for Professional Services

The road to this transition is not smooth. Since October 2024, the total market capitalization of cryptocurrencies has evaporated by over $1 trillion, with mainstream assets like Bitcoin and Ethereum falling more than 30%. This intense volatility casts a shadow over the 2026 allocation outlook, prompting some family offices to reassess and shift toward lower-volatility traditional assets. Deeper challenges stem from a skills gap. Despite strong willingness, many family offices lack systematic due diligence, secure custody, and active management capabilities for crypto assets.

There are relatively few providers offering end-to-end professional crypto wealth management solutions that meet their stringent standards. They need more than just trading channels; they require comprehensive solutions covering tax planning, estate arrangements, and risk control.

Solution Framework: Gate Private Wealth Management Service System

Gate’s private wealth management services are designed to address these structural challenges. Their goal is clear: to provide institutional-grade crypto asset management solutions for high-net-worth clients and family offices. The core of this service system is personalized wealth management products under the “Gate Strategies” brand. The service charges an annual fee of 0.25%, with a fee cap for VIP members, aiming to serve as a professional bridge between traditional advisors and general robo-advisors.

At the private banking level, Gate offers highly competitive savings accounts with a 4% annual yield (APY). Additionally, their exclusive VIP services include estate planning and tax consulting, with plans to launch a unique on-demand cryptocurrency-to-cash exchange service. Technological empowerment is a key component. The AI-driven tool “Gate Insight” aims to help investors continuously optimize their portfolios through advanced analysis and actionable insights.

Recent Market: Price Dynamics and Asset Allocation Considerations

Regarding mainstream assets most relevant to family offices, Gate market data shows that BTC (Bitcoin) recently broke through the $93,000 mark. The strong performance of these core assets is a key reason family offices consider them as “digital gold” for long-term reserves. They are often the first choice and ballast for family offices entering the crypto space.

Meanwhile, some innovative assets deeply integrated with exchange ecosystems also show unique properties. Take GTETH (a liquid staking token on Gate backed by Ethereum collateral) as an example. As a yield-supported asset, its valuation is linked not only to Ethereum’s price but also to staking rewards (estimated annual rate of about 2.8%-3%), enabling intrinsic value accumulation. However, this emerging asset also has distinct features. As of early January 2026, GTETH’s circulating supply is limited to about 159.79 tokens, with a market cap of approximately $525,510. Its daily trading volume is relatively low, making its price susceptible to single trades and platform sentiment. Analysis suggests that under basic scenarios, GTETH’s trading range in 2026 could be between $3,300 and $3,700, with performance ultimately closely tied to Ethereum’s overall market trend and staking economics.

Industry Outlook: Compliance, Intelligence, and Global Landscape

The key to further increasing family office allocations in the future lies in regulatory clarity, product maturity, and volatility control. The revival of IPOs for digital asset companies and the expansion of regulated products like ETFs will be important variables.

From a global perspective, Asia is becoming a growth engine. Hong Kong, Singapore, and other regions are attracting numerous digital asset management firms by establishing clear regulatory sandboxes. For example, Hong Kong’s WanFang Family Office has launched a digital asset fund for professional investors under regulatory approval. Technological evolution will reshape service models. Solutions based on multi-signature custody, on-chain identity (DID), and AI-driven advisory will make crypto wealth management safer, more transparent, and personalized.

The future of crypto wealth management may move toward “Web3-ification,” meaning more decentralized asset control, DAO-based governance models, and data-driven dynamic strategy adjustments.

When WanFang Family Office in Hong Kong launches its exclusive digital asset fund for clients, they are choosing not just a few cryptocurrencies but a compliant, regulated framework that can be integrated into traditional wealth portfolios. Similarly, when family offices worldwide build their crypto portfolios through Gate Private Wealth Management, they are not only allocating to Bitcoin or Ethereum but also gaining a comprehensive capability covering secure custody, tax optimization, AI analysis, and inheritance planning. This marks the beginning of a new era: crypto assets finally shed their speculative veneer and become truly strategic, plannable, and inheritable assets, steadily entering the balance sheets of family offices worldwide.