Ripple refutes decentralization claims in a letter to the SEC

2026-01-13 02:19:51

Abstract generation in progress

Last week, Ripple Labs sent a direct letter to the U.S. Securities and Exchange Commission (SEC) Task Force, outlining their views on legal issues in the cryptocurrency market.

In the letter, Ripple argued that using the concept of “decentralized” as a legal criterion is inappropriate, as it is not a clear binary state and creates too much uncertainty. The company also emphasized that considering an asset as a security solely because investors expect passive price appreciation is a flawed approach, as speculation exists in all markets.

Ripple particularly supports the Clarity Act, viewing it as an important legal foundation for widespread adoption, while also helping their stablecoin RLUSD meet compliance requirements. Ripple’s arguments are expected to significantly influence the future of crypto regulation in the U.S.

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