2026-01-13 16:09:59

There is a noteworthy trend— a major asset management firm has adjusted two of its institutional-grade money market funds, with a clear purpose: to better adapt to the needs of blockchain finance and stablecoin ecosystems.

One of the funds has an interesting approach. It now concentrates its asset allocation in one direction: holding only U.S. Treasury securities with maturities of no more than 93 days. Why? Because this directly aligns with the requirements for regulated stablecoin reserve assets outlined in the recently passed GENIUS Act of 2025. In simple terms, this fund is used as a reserve tool for stablecoins.

From a product design perspective, this reflects an institutional understanding of the demand for compliant stablecoins. The detail of the 93-day maturity indicates what? It shows that policy demands high liquidity—reserve assets cannot be too illiquid. Additionally, choosing U.S. Treasuries as the sole allocation reflects risk management considerations.

Another fund is also making similar adjustments. Although the specific plan has not been fully detailed yet, the direction is consistent. This kind of institutional product innovation, to some extent, is also testing the best practices for stablecoin reserves under the new policy framework. For those interested in the DeFi ecosystem and stablecoin development, these details actually reveal a lot.

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VitalikFanAccount

· 4h ago

93-day US Treasury special allocation... Alright, this is traditional finance rolling out the red carpet for stablecoins. --- As soon as the GENIUS Act was introduced, someone acted so quickly. These big institutions really treat stablecoins as their main course. --- What’s the use of reserves that are liquidity-locked? I get this design idea. --- Wait, is US Treasury the only asset? Quite bold, not afraid of putting all eggs in one basket. --- The era of compliant stablecoins has arrived. These fund adjustments are signals. --- The 93-day idea is really brilliant, satisfying regulatory requirements without losing liquidity. --- Institutions are following the trend into stablecoins. Is DeFi about to become mainstream?

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PoetryOnChain

· 4h ago

Oh wow, traditional finance is finally taking stablecoins seriously It seems that the policy benefits of the GENIUS Act have been proactively embraced by major institutions The 93-day US Treasury bond design detail, to put it simply, is the art of balancing liquidity and compliance But what's truly interesting is—they are using traditional tools to build reserves for Web3 infrastructure, which in a sense is acknowledging the legitimacy of the ecosystem? Wait, does this mean that USDx and similar tokens have a chance?

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NightAirdropper

· 4h ago

Finally, major institutions are starting to take stablecoin compliance seriously. This move indicates that the policy framework is really being implemented.

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GhostInTheChain

· 4h ago

Yo, finally someone is starting to play for real. The 93-day US Treasury trick is indeed ruthless. Traditional finance and stablecoins are beginning to interconnect, which is the operation I want to see. As for the US Treasury reserves, honestly, it's the policy forcing everyone to comply. There's no other way. Wait, is this paving the way for USDC? Something feels a bit off. Institutions are making good moves; the spring of stablecoins might really be here.

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MidnightSeller

· 4h ago

Hey, the number 93 days is a bit significant. It’s obvious that it’s paving the way for compliance. Institutions are playing chess. The stablecoin track is about to be regulated. Damn, isn’t this just paving the red carpet for things like USDC? Allocating US Treasuries, just to be safe. Institutions should be smart and stay smart. Wait, what does this mean? Is the stablecoin ecosystem really about to take off? Such a high level of policy friendliness. Interesting. 93 days—short, fast, liquid. Those who understand get it. This is true long-term planning, not just hype. It looks like this year will be very lively for stablecoin-related activities. Institutions are getting ready for this. Retail investors are still sleeping.

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