2026-01-18 14:28:36

Would you be willing to use stablecoins if they lack yield mechanisms and DeFi attributes?

Behind this question, there is actually a real clash between the US policy circle and a leading compliant platform. Many people have not yet truly understood the core interests behind this friction.

To clarify, we need to start with the regulatory bill that the market has been expecting for over a year. The CLARITY Act was originally hoped for by the industry and was almost regarded as the most critical legislative window for the US crypto industry in 2025 to 2026. The White House has also been promoting it as a relatively friendly regulatory framework.

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

12 Likes

Reward
12
7
Repost
Share

Comment

0/400

OfflineValidator

· 9h ago

I don't want to... What's the point of stablecoins that are purely used as payment tools? It's better to just use a bank card directly.

View OriginalReply0

LiquidityOracle

· 9h ago

If there's no yield, it's useless. Who would want to keep idle assets?

View OriginalReply0

ShibaMillionairen't

· 9h ago

If there's no interest, it's just a pure storage tool. Who would want that?

View OriginalReply0

OldLeekMaster

· 9h ago

Wait, who needs pure stablecoins... It's better to just deposit in the bank.

View OriginalReply0

SellTheBounce

· 9h ago

I don't want to. Pure stablecoins are just a tool for taking over positions. No yield, no attributes. Why not just deposit in a bank for fixed-term savings? The CLARITY Act and similar regulations sound good, but in the end, it's just a matter of competing interests. Wait for the rebound and see. Why rush now? Once rules change, compliant platforms will have to compromise, and users will suffer. I've seen this happen too many times. The yield mechanism is basically a bait, making you think stablecoins are somewhat useful. Honestly, stablecoins without these attributes will eventually be phased out. The market is just that ruthless.

View OriginalReply0

GasFeeTears

· 9h ago

Stablecoins don't generate yields... then what should I use? Isn't holding US dollars directly more profitable? The internal conflicts and regulatory struggles are really absurd.

View OriginalReply0

GhostInTheChain

· 9h ago

If you're not willing, then what's the difference from fiat currency? If there's no interest earning, why should I abandon liquidity?

View OriginalReply0