This morning, I almost broke into a cold sweat from a message.

A friend sent a screenshot - when withdrawing funds, the account was directly frozen by the judiciary, 83,000, locked up. Do you know that feeling? The money is there, but you can't touch it.

It always feels like such things are far away from oneself. It is only when someone around you actually falls victim that you realize: every lesson that needs to be learned is essential.

I have listed the pitfalls I have encountered over the past few years and the methods I have summarized. I can't say it's 100% safe, but it can at least help you filter out most of the hidden dangers.

**First, a few iron rules:**

Don't focus on that highest price. Most of the top prices are from newly opened stores, and the risk factor is directly maximized.

Old stores are prioritized. At least two years in business, the risk control system and stability of such merchants are on a completely different level.

If the U merchants you have previously collaborated with are still online? Just reach out to them. The probability of something going wrong with acquaintances is always the lowest.

If you can avoid using your bank card, then don't touch it. There are too many triggers for risk control, and WeChat is relatively much cleaner.

Large amounts? Break it down. For example, if it's a hundred thousand, don't throw it all in at once—split it into several transactions of a few thousand to over ten thousand, and do it in several batches. Trouble? Indeed. But it's worth it.

**Let's talk about a few more operational details:**

Do not engage in offline cash transactions. There are no exceptions to this rule; the risks are extremely high.

If the amount is indeed large, plan the timeline in advance. Don't wait until you urgently need it to sell everything at once; it is ideal to process it in batches a week or even half a month in advance.

There are also legitimate companies in the real world that engage in U business. If you have reliable channels, you can ask them how to operate.

Blue Shield merchants are the preferred choice. I don't need to explain this further; the risk control quality speaks for itself.

**Final Move: Safety Pool**
After the money arrives in WeChat, don't rush to transfer it out directly. First, put it into the WeChat Pocket investment for a while, and then transfer it out from there—whether it's to give to someone else or to pay off a credit card, the process will be much cleaner.

All these actions point to the same goal: **to minimize the probability of being frozen.**

In this environment, we really can only be cautious, even more cautious.