#稳定币风险与合规 Stripe and Paradigm teamed up to create Tempo Blockchain, and big institutions like UBS and Deutsche Bank have all gotten on board, this move is quite interesting.

To put it simply, it is addressing the pain points of stablecoin payments—the transaction cost is fixed at 0.1 cents, so you no longer have to worry about skyrocketing fees caused by network congestion. This is indeed a practical issue; the most frustrating aspect of stablecoin payments before was the uncontrollable costs.

However, to be honest, it looks beautiful, but the risks and compliance issues of stablecoins have not been completely resolved. The entry of these large consortiums can indeed increase credibility, but there have also been many cases of stablecoin crashes in the crypto space, and regulatory attitudes are changing. Whether the Tempo solution can truly be implemented depends on whether it can operate within the compliance framework.

Anyway, it is currently an open testing phase. Let's observe and see if this system can really meet the needs of payment scenarios, rather than just being a theoretical solution. Institutional support is a good thing, but ultimately it still depends on practical application and risk control capabilities.