Trading in the crypto world, the biggest risk is this kind of situation—money indeed arrives in your account, but the real identity information of the payer doesn't match the seller you agreed with. At that moment, you might breathe a sigh of relief, but in fact, this could be the beginning of a scam. Receiving the money doesn't mean your funds are safe to release; one wrong step could cost you everything.

I've fallen into this trap myself and have seen many beginners do the same. The most common scam involves scammers paying through a third-party account, making you think it's the actual buyer operating. You see the funds arrive and get overjoyed, then release the coins—only to realize at this point that the payer is a stranger, and you're already in a difficult position.

Therefore, I’ve summarized four reliable methods to help you significantly reduce risks:

**Step 1: Don’t rush when funds arrive**
Stay calm and carefully verify against WeChat transaction records and chat content. Does the payer’s name, transfer note, and amount all match? If you find any discrepancies, immediately ask the buyer for confirmation. Never release the coins without clarifying. This step is the most critical line of defense.

**Step 2: Prefer using official platforms**
Instead of private peer-to-peer transactions, choose reputable exchanges like top-tier trading platforms for escrow. The platform’s fund security mechanisms can help filter out most risks, and official backing makes it harder for scammers to succeed.

**Step 3: Stop immediately if something feels off**
If you sense anything suspicious during the transaction, stop all operations right away. Verify the source of funds through the platform—don’t be overconfident. Many people are too careless at this stage, leading to regret later.

**Step 4: Contact customer service promptly**
If you encounter issues, don’t try to handle it alone. Contact the platform’s customer service immediately and submit all evidence—transaction records, chat screenshots, transfer information. Professionals can help you assess whether the payment account is safe and guide you to avoid losses.

Honestly, security in crypto trading should always come first. Verifying identities, saving evidence, and seeking help promptly—these three tips can protect your assets. Don’t let “fake real-name payments” turn into your nightmare.