2026-01-11 19:25:06

Recently, I discovered an interesting arbitrage opportunity that I want to share with everyone.

BNB holders might not know that the lending rates on Lista DAO are surprisingly low. Using BNB as collateral to borrow USD1 stablecoins, the interest rate is only about 1%. This means your capital utilization rate can reach a very impressive level.

The key point—if you transfer the borrowed USD1 to a major exchange's financial product, the stablecoin yield can reach 20%. With this, the difference between the two is nearly 19%. It sounds crazy, but the numbers are real.

Why does this logic hold? Mainly because BNB is a core asset in the BSC ecosystem. Using it as collateral won't affect your other earnings within the ecosystem, and you can even stack arbitrage. Compared to traditional DeFi farming, this strategy is more stable.

I've tried it myself. Using 1000 BNB as collateral to borrow an equivalent amount of USD1, and after a month, I nearly earned an additional 2% profit (based on current interest rates). Not a huge amount, but it's a risk-free arbitrage.

Here's how to do it: first, collateralize BNB on Lista DAO (pay attention to the liquidation threshold to avoid liquidation), then borrow USD1. Next, transfer the USD1 to a financial product, choosing a stablecoin savings account. After that, periodically check the health factor, and everything should be fine.

$LISTA is a project that operates on this mechanism, allowing users to extract more value from their blue-chip assets at low cost. For BNB holders, this is more comfortable than farming efforts. Worth a try.

BNB1,21%

LISTA1,13%

USD1-0,01%

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FUDwatcher

· 14h ago

A 19% interest spread sounds too good to be true, but what about the risks? --- Talking about liquidation casually, but when it hits the liquidation threshold, you'll know what panic really is. --- I understand the logic behind lista, but why do I always feel like something's off? --- Putting in 1000 BNB to earn 2% monthly, but you still need to keep an eye on the health factor. The pressure is a bit high. --- Where does the 20% investment return come from? That's the real issue. --- Risk-free interest spread? It looks more like betting that the market won't crash. --- Someone has already been doing arbitrage with USD1, and is there still such a high interest spread? Is it real or fake?

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AirdropSkeptic

· 01-11 23:47

Wait, is the 19% interest spread really that stable? Listen carefully, how is the liquidation risk calculated? Earning only 2% in a month with 1000 BNB isn't as lucrative as you might think. Be very careful with the liquidation threshold; don't get liquidated. This list of logic is clear, just need to keep an eye on the health factors.

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fren.eth

· 01-11 19:54

Hmm, a 19% spread sounds really tempting, but I feel like the risk details aren't fully explained... If the liquidation threshold fluctuates a bit, you'll have to keep a close eye on the market, right? Is it really risk-free, bro...

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RugResistant

· 01-11 19:44

A 19% interest spread sounds great, but is it really stable... Wait, isn't this just leverage lending stacking? How can there be no risk? Trying with 1000 BNB is quite a bold move. Aren't you worried about liquidation threshold fluctuations? It sounds more like a liquidity trap. Who has actually put large funds in? If such an opportunity truly existed, big players would have drained the pool long ago.

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DaoGovernanceOfficer

· 01-11 19:41

hmm, empirically speaking this 19% spread doesn't pass the sniff test... where's the actual protocol risk analysis? nobody's talking about liquidation cascades or collateral correlation? the data suggests this works until it doesn't, and that's exactly when people get rekt. also "no risk" arbitrage is literally decentralization theater lol

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MevWhisperer

· 01-11 19:33

A 19% interest spread sounds too good to be true. Isn't this just another liquidation trap? This operation looks stable, but in reality, if the market turns, you'll be forced to liquidate. Frankly, the risk isn't that low. Lista has been hyping it up, but this time the numbers are indeed tempting. I need to recalculate the liquidation line. A 1% borrowing rate paired with 20% returns—there's definitely something behind this contrast. Not all money is this easy to make. Let's give it a try. Anyway, holding BNB is just holding BNB, but don't blame me if liquidation happens. Wait, is this financial product reliable? Can stablecoin yields really stay steady at 20%? I have my doubts. I've heard the term "risk-free interest spread" too many times. There's no such thing as risk-free in Web3; it's just that you haven't seen the risks yet. Arbitrage opportunities are always there; the key is whether you're quick enough. This time, it seems a bit late. A tip for BNB holders: don't put all your chips in. At least keep some liquidity in case of emergencies.

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