Regulatory winds may really be changing. It seems that Washington has finally come to understand that instead of fighting cryptocurrencies to the death, it’s better to think about how to incorporate them into the system. A milestone regulatory framework is reportedly in the works, with the core goal of "making the US a global crypto financial center."

If this really happens, the scale will be beyond imagination. Wall Street’s big capital has been watching from the sidelines. Once policies open up, trillions of dollars could flood in. But the reality is that drafting and implementing laws takes time. And once the framework is clear, how much of the freedom and flexibility of DeFi can be preserved? Honestly, no one can say for sure.

So, what is the most practical thing for retail investors like us right now? Don’t wait foolishly for the policy to land. Take advantage of this window now, make good use of your DeFi tools, and accumulate chips at low cost. When everyone finally sees the trend clearly, your cost advantage will be the strongest barrier.

A recent idea I came across reflects this point. The core logic is straightforward: use mainstream assets like BNB, ETH as collateral to get borrowing capacity at extremely low costs (usually around 0.5%). Compare this to traditional finance or centralized platforms—borrowing money to invest there requires paying interest rates of 5%-10%. This cost difference may seem small, but over compound interest and long-term operations, it can accumulate into a significant advantage.

In other words, those who act now are essentially laying out chips at the lowest cost before the market fully awakens. When big funds finally enter, the situation will be completely different.