2026-01-12 05:23:50

Many investors inquire about allocation strategies. An experienced investment master once explained his approach—he would keep 80% or even a larger proportion of funds invested in stocks for the long term.

The key lies in how to view this matter. He emphasized that stocks fundamentally represent ownership in a company, not some fluctuating paper. This perspective is very important.

Many retail investors are easily confused by market fluctuations, constantly watching price changes, eager to buy high and sell low. But the true investment mindset should be the opposite— the stock market is simply a place for us to buy into companies, a trading tool, not a casino for frequent trading of paper.

From a long-term perspective, the performance of the US economy is evident; growth is ongoing. If you own a part of this economic growth through holding stocks, it becomes the most effective way to participate in wealth accumulation. Simple, but effective.

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GasFeeWhisperer

· 19h ago

It sounds good, but how many retail investors can actually hold a long-term position of 80%? Most of them panic as soon as the market dips. There's some truth to it; it's just that execution is too difficult—human nature, huh. Those chasing highs and selling lows should really consider this logic, but unfortunately, they can't see it. The US stock market is indeed more reliable than the A-shares, but the premise is that you need to have psychological resilience. This approach isn't wrong; the key is whether you can truly let go during a bear market. The problem is that domestic trading fees are so high that it's really not as easy as in the US stock market. It's much easier to talk about than to do; we all understand the crypto world.

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HalfPositionRunner

· 01-12 05:50

Well said, but try holding 80% during a bear market... it's really difficult.

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MidnightMEVeater

· 01-12 05:45

Good morning, at 3 a.m. I want to say—80% of people get scared and act like robots at the slightest fluctuation, not realizing they're actually being sandwiched in a trap. The liquidity trap just opens its mouth, waiting for you to jump in. Most retail investors can't even tell if they're investing or being chopped up in a casino. Forget it, anyway most people won't see the day of wealth accumulation, and they can't even calculate the time cost.

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SocialFiQueen

· 01-12 05:45

That's correct, I agree with the 80% allocation to stocks... but the problem is, how many retail investors can really hold on? As soon as it drops 3%, they start panicking. The core point this guy is making is simply—don't treat stocks like lottery tickets. As a shareholder of a company, you should think like one. However, it's easier with US stocks; A-shares are a different story... We still need to keep more cash on hand for defense. Can the logic of relying on long-term economic growth really apply here? Honestly, it's mainly a mindset issue. Only those who can endure 2-3 major downturns deserve long-term holding; everyone else is just fooling themselves. Few truly have patience. 99% are looking for quick double-ups; no one wants to steadily stay with a company for ten years.

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RektButStillHere

· 01-12 05:43

Good words, but how many can really hold on? Those who shout about value investing every day, start cutting losses as soon as it drops 20%. 80% leverage on stocks? It depends on what stocks, right? The taste between US stocks and A-shares is too different. This theory is correct, but execution is the hardest part. I'm the kind of person who knows the principles but is impulsive about chasing gains and cutting losses. Honestly, it's still a psychological barrier, not a strategy issue. Most people simply can't wait for the power of compound interest to pay off. Good grief, it's that old tune again—"long-term holding will make you money." Wake up, everyone, the market isn't that simple. I agree, but the premise is choosing the right company. What about the 80% of funds that got caught in the trap?

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ImpermanentPhobia

· 01-12 05:41

80% leverage on stocks? Easier said than done, how many retail investors can hold out? Basically, it's a mindset issue. People who understand the logic of corporate ownership simply don't look at candlestick charts. U.S. stocks are okay, but domestically, you really need a steel-hearted mentality.

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BankruptcyArtist

· 01-12 05:37

That's right, I can't believe I didn't think of the 80% stock pressure thing. I'm still messing around with intraday short-term trades. The biggest problem for retail investors is addiction to watching the market. If they don't check the行情 dozens of times a day, they feel uneasy. The mindset of true big players is like this — they buy the company, not the ups and downs of the K-line chart.

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