2026-01-12 06:25:48

Major policy shift: The U.S. administration is moving to impose stricter caps on credit card interest rates, targeting what officials describe as predatory lending practices. A 10% ceiling on rates has been proposed as part of a broader crackdown on financial sector abuses. The rationale centers on consumer protection—preventing the credit card industry from exploitative rate structures. This represents a significant regulatory intervention in traditional finance, signaling a tougher stance on lending practices. Such policy directions reshape the financial landscape and could influence how investors view market oversight and institutional accountability across sectors.

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AirdropHunter420

· 01-12 23:33

10% cap? The big banks are going to cry haha

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RiddleMaster

· 01-12 06:55

10% interest rate cap? Laughing out loud, traditional finance is finally going to get hit.

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WhaleMistaker

· 01-12 06:55

10% cap? Ha, the banks will be crying their eyes out in the bathroom.

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CantAffordPancake

· 01-12 06:53

10% cap? The banks must be panicking now, haha

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OnChainDetective

· 01-12 06:53

Wait, a 10% interest rate cap? There must be big players behind the scenes... I need to dig into the on-chain transfer data. The bank-affiliated whale addresses have been unusually active these past two weeks.

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AirdropworkerZhang

· 01-12 06:45

10% is just wishful thinking; it would be a miracle if the bank actually agrees.

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