CoinWorld reports that the latest research shows that most account closures in the United States are due to government pressure rather than banks' autonomous decisions. Analyst Nicholas Anthony pointed out that the government forces financial institutions to close customer accounts through direct orders or indirect regulatory measures, with cryptocurrency companies being especially affected. The study recommends that Congress reform the Bank Secrecy Act, abolish related confidentiality clauses, and end reputation risk regulation to reduce account closures and improve transparency in the financial system.