XRP Whales Are Accumulating—Here's What Technical Signals Say About the Price

XRP has staged a recovery, gaining approximately 4% from recent lows before encountering a minor correction. The broader market sentiment remains guarded, yet emerging technical indicators suggest the downward thrust may be losing steam. A key catalyst has emerged: the company behind XRP is progressing toward regulated banking status, which could reshape institutional demand. The critical question now becomes whether whale activity will sustain this recovery or merely provide temporary relief.

Whale Accumulation Confirms Growing Confidence

On-chain data tells a compelling story. Large XRP holders—those with more than 1 billion tokens—have increased their positions from 25.36 billion to 25.42 billion between December 9 and December 12. Simultaneously, the mid-tier whale segment (100 million to 1 billion XRP) reversed course from seller to buyer, growing from 8.08 billion to 8.15 billion tokens.

Combined, these two investor cohorts added roughly 130 million XRP to their holdings. At current market valuations, this represents approximately $265 million in fresh capital entering the market at these price levels. This is not passive observation—it’s deliberate accumulation.

The timing reinforces the bullish narrative. With Ripple’s advancement toward banking licensing, institutional confidence appears to be returning. Major stakeholders are positioning themselves ahead of potential regulatory clarity.

Technical Setup Shows a Constructive Pattern Taking Shape

The daily timeframe reveals an interesting technical formation between December 1 and December 12. Price created a lower low, yet momentum indicators traced a higher low—a classic setup that historically precedes reversals. This pattern has already sparked a bounce, yet the real confirmation will come from sustained buying pressure.

For the recovery to gain traction, XRP must hold above $2.11. Clearing this barrier would represent a 1.9% advance from the $2.07 level and would signal that buyers have regained near-term control. Breaking through to $2.21 would shift the technical picture decisively bullish, potentially opening the path toward $2.58.

However, risk management remains essential. If the price slips below $1.96 while momentum weakens simultaneously, the bullish case would unravel. Such a breakdown would first target $1.88, with $1.81 as the next line of defense if selling intensity increases.

What Happens Next

The setup currently stands at a critical juncture. Technical indicators are improving, and whale behavior has already sent one signal of confidence. For this recovery to transition from temporary bounce to sustained trend reversal, large holders must continue accumulating rather than taking profits at the first sign of relief. The coming days will determine whether XRP price respects the technical levels outlined above or retreats to test lower support zones.