Holding onto your coins without moving them is actually a waste of opportunity. Protocols like Lista DAO, a DeFi platform, address this issue—by offering low-interest collateralized loans, allowing your assets to stay active and generate real yields.

As a leading protocol on BNB Chain, it tightly integrates staking and lending to form a complete ecosystem. It may look complex, but in practice, it’s very smooth to use. The product design truly considers the needs of ordinary users, not something only developers can operate.

This protocol has several highlights. First, the borrowing costs are really low, so frequent fund movements won’t eat up large fees. Second, the risk control is solid—there’s a buffer mechanism in place, so normal market fluctuations won’t trigger liquidations easily, which helps protect your mindset.

How exactly does it work? For example, if you hold BTCB, you can collateralize it to borrow USD1. With extremely low interest rates, this USD1 has plenty of room for operation. You can participate in exchange activities to earn rewards or invest in other yield opportunities. The same logic applies when using ETH or BNB—these assets are like your fixed capital, now finally able to generate continuous cash flow.

Many community members have shared success stories. Some adopt conservative arbitrage strategies, while others execute more aggressive plans—each has their own approach. You can start with simple cases and gradually find a rhythm that suits you. USD1, as a stablecoin within the ecosystem, is becoming more and more stable, indicating that the entire protocol’s ecosystem is expanding healthily. Trust is built on a continuous record of security and community feedback.