As a stablecoin, simply holding USD1 is actually a waste of its earning potential. To maximize the financial value of USD1, the key lies in choosing the right channels and strategy combinations.

Currently, there are several main approaches to USD1 investment. First is the PSM pool, where depositing USD1 can yield an annualized return of 7%-12%. It offers sufficient liquidity, flexible entry and exit, and is suitable for users seeking stable cash flow without taking on risk. The advantage of this model is its simple and straightforward operation, requiring no understanding of complex mechanisms, making it accessible for beginners.

Second is the RWA module, which enhances yield stability by linking to high-quality offline assets. Compared to purely on-chain transaction yields, RWA connects to real-world asset cash flows, resulting in lower volatility. It is especially suitable for long-term investors.

The third dimension involves staking ecosystem tokens. Staking $LISTA allows users to earn basic financial returns while also gaining governance rights and fee discounts, effectively leveraging the same capital for multiple benefits. With the expansion of $LISTA's application in payments, governance, and other scenarios, holding the token also shares in the ecosystem's growth.

These three methods can be combined. Short-term arbitrage can focus on the yield differences in PSM pools, medium-term allocation can involve the stable returns from the RWA module, and long-term appreciation can be achieved through staking to multiply ecosystem growth. The key is to find a suitable combination based on your risk preference and time horizon.