There's something worth paying attention to — the mortgage lender Newrez has started accepting crypto assets as qualification for home loans, and there's no need to sell the coins first. What does this seemingly small move actually signify?

The most immediate benefit is that borrowers can now enjoy both. Previously, wanting to get a mortgage? Crypto holders had to liquidate their coins, pay taxes, and then proceed with the loan process. Now, that's no longer necessary. You can hold Bitcoin and smoothly acquire property ownership — those who understand know how significant this change is.

At the institutional level, cryptocurrencies are finally officially included in net worth assessments, treated equally alongside stocks and bonds. This is not just a numerical change but also a substantial recognition of crypto assets by traditional finance.

There are also tax benefits. Avoiding liquidation means avoiding capital gains taxes, allowing long-term holders to save a considerable amount of money. Especially for early coin holders, this kind of tax optimization can make a big difference.

The timing is also interesting — this new product is planned to launch in February, not a distant plan but a concrete move in the near term.

From a broader perspective, when top financial institutions start treating Bitcoin as a permanent store of wealth rather than a speculative asset, it tells a story in itself. In the long run, the emergence of such products will drive the entire financial system toward adaptation and upgrade, rather than forcing crypto holders into outdated frameworks. This is the true way to achieve widespread adoption.