The biggest taboo in investing is putting all your chips into a single track. No matter how good the opportunity looks, it's not worth risking your entire fortune.

Here's how I allocate my assets:

**Part One: "Ballast"**. Bitcoin and Ethereum make up the majority, basically bought and held without fuss. The gamble is on how far the entire Web3 industry can go. This is a long-term strategic reserve and a mental foundation.

**Part Two: "Cash Flow"**. Stablecoin arbitrage strategies are placed here. It's straightforward — aiming to generate stable, visible returns. Similar to a landlord collecting rent. The key is that even when the market is declining and other assets are shrinking, this part can quietly generate income. Even in a bear market, cash flow keeps coming in, which helps maintain a steady mindset.

**Part Three: "Testing Ground"**. Use small amounts to try out new projects and participate in new mechanisms. High risk, but also high potential rewards. Losing money won't keep you awake at night; earning could mean ten times the profit. This part exists to keep your sensitivity to market changes.

**Finally: "Flexible Capital"**. Funds that can be liquidated at any time. Used for bottom-fishing or emergencies.

Stablecoin arbitrage isn't responsible for making you rich overnight — its role is to help you survive longer and stay more composed in the crypto world. When your long-term assets are taking hits in a bear market and your testing ground hasn't yielded results, this stable cash flow provides you with ammunition and confidence.

To go far in the crypto space, you first need to think clearly about how to allocate your resources. Relying solely on speculation can lead to crashes; being overly conservative leaves no opportunity. A balanced portfolio allows you to navigate bull and bear markets and sleep well every night. Stablecoin arbitrage is an indispensable cornerstone of that balance.