2026-01-16 07:38:43

A bold thesis is gaining traction in crypto circles: what if digital credit becomes the foundational layer for digital money?

The implications are staggering. If this architecture proves viable, it could reshape the entire financial infrastructure—creating not just another product, but potentially the most transformative system ever built. The company that cracks this approach at scale wouldn't just lead the market; it would fundamentally redefine what's possible in digital finance.

It's a high-stakes bet on base-layer innovation, where getting the fundamentals right means everything.

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GasFeeCryBaby

· 01-16 08:08

What are you talking about, foundational layer... I've been listening for a year and still haven't seen a reliable implementation.

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Blockwatcher9000

· 01-16 08:08

Building the credit layer as the foundation? That logic sounds a bit shaky... Can it really work?

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OnchainDetectiveBing

· 01-16 08:05

Building the credit layer as the foundation? That logic seems backwards; you need money first before you can have debt.

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GasFeeNightmare

· 01-16 08:04

Really? I've heard about the credit layer doing the base theory a few times, and it always sounds like it's revolutionary... who can actually make it work in practice?

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POAPlectionist

· 01-16 08:02

ngl feels like another overhyped concept; how many have actually been implemented?

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ForkThisDAO

· 01-16 07:52

Another innovation in the base layer, sounds good... but how many can actually be implemented?

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