While Trump may face significant legal constraints in unilaterally imposing interest-rate caps, the mere prospect of such regulatory action has already sent shockwaves through financial markets. Major financial institutions are bracing for potential policy shifts that could reshape the lending landscape. The uncertainty alone is enough to trigger volatility across equities and crypto assets, as traders reassess their positions amid evolving regulatory expectations. Whether or not the proposed measure actually survives legal scrutiny, the market's reactive moves are already pricing in the possibility.