What's actually a solid argument for keeping the Federal Reserve as it is? Most people talk about scrapping it, but hear me out—there's more nuance here than just "end it" or "keep it." The Fed manages money supply, sets interest rates, and tries to keep inflation in check. Sure, it's got flaws, but stripping it away overnight could create chaos in the financial system. Think about what happens to credit markets, lending standards, and overall liquidity if there's no central backstop. Is the current system perfect? No. But the alternative might be messier than people realize. What's the counterargument that actually makes sense?