For those holding blue-chip assets like BTC, ETH, BNB, they've actually been pondering the same question: how to maintain long-term holdings while generating additional income?

Lista DAO's low-interest lending solution offers a way forward. The basic logic is straightforward: collateralize your blue-chip assets to obtain low-interest loans, then invest these funds into high-yield financial products. It sounds simple, but the key is to connect these three steps—without relinquishing ownership of the core assets, while still earning stable profits from the interest spread.

From a risk perspective, this mechanism remains attractive to long-term holders. You’re not selling any positions; you're simply leveraging the interest rate differential and financial returns, which can improve capital efficiency. Of course, the premise is to carefully balance borrowing costs and expected yields, avoiding being blinded by high returns. As these strategic tools become increasingly refined, now is a great time to optimize asset allocation and explore passive income opportunities.