The new roadmap for ListaDAO has been released, and community reactions are polarized. Support, skepticism, and suggestions are mixed, reflecting users' true expectations and concerns.

**Hardcore Questions from the Execution Layer**

Many people are focusing on the stablecoin exchange functionality. Pancake on BNB Chain, Curve and Uniswap on Ethereum—what will ListaUSD use to compete with them? Relying solely on the reputation of its own stablecoin is clearly not enough; genuine incentives are needed to attract liquidity. Where will this incentive budget come from—funds allocated from the treasury or additional token releases? This question hits a nerve for many.

There is also strong demand for the credit loan segment. Users are eager to see technical documentation, especially the specific parameters of the risk model. Is it a simple model based on on-chain transaction frequency, or does it incorporate off-chain data sources? This directly relates to the security baseline of the entire protocol.

**Optimistic Voices on Growth**

The RWA (Real-World Asset) product has caught the attention of many DeFi participants. Finally, traditional low-risk assets can be conveniently configured on-chain. Some plan to continuously invest 20% of their six-month mining rewards into this, treating it as a "chain-based pension" foundation.

BNB Chain has already validated ListaDAO’s capabilities. Now, expanding to Ethereum and other public chains based on it has gained recognition from many supporters of this ecosystem expansion approach.

**Requests for Product Experience Improvements**

The experience of borrowing coins and opening CDPs separately has been repeatedly mentioned. Users hope to see a more integrated product flow to reduce operational fragmentation and make interactions smoother. All these feedbacks point in one direction: DeFi applications still have significant room for optimization.