2026-01-18 23:32:40

Major financial institutions are reshaping the crypto landscape. JPMorgan has raised concerns about yield-bearing stablecoins potentially replicating banking functions without proper regulatory oversight—a critical issue as stablecoins grow in adoption. Meanwhile, Morgan Stanley is making waves by filing an S-1 registration for Bitcoin and Solana ETFs, signaling serious institutional appetite. On the lending front, World Liberty has launched USD1 lending services with $3.4B in deployment, while Figure Technologies unveiled an on-chain stock lending platform boasting $12B in capacity. These moves underscore a pivotal shift: crypto is no longer a retail-dominated space. Institutional players are not just entering—they're building infrastructure. From ETF products to decentralized lending protocols, the integration of traditional finance and Web3 is accelerating rapidly. What was once skepticism from Wall Street is turning into strategic positioning.

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NervousFingers

· 12h ago

JPMorgan is still struggling with stablecoins, while Morgan Stanley is already working on BTC and SOL ETFs. It's really interesting. Wall Street guys have finally figured it out; not entering the market is truly falling behind. These big institutions are building infrastructure, and the world of small investors is really about to disappear. These institutions are playing finance, and we're still watching K-line charts... Is the gap really this big? Is Figure's 12B capacity serious? That scale is a bit intimidating. Wall Street went from skepticism to betting, and the turnaround is really fast. No one can stop this pace. JPM itself mentioned the regulatory issues of stablecoins, which is actually a good sign. From retail to institutions, is crypto really turning around like this? Feels like I missed something.

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ContractFreelancer

· 12h ago

J.P. Morgan is whining again, but Morgan Stanley directly launching a Bitcoin ETF—that's the real vote with money.

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SchrodingerProfit

· 12h ago

JPM is back to the stablecoin issue, while Morgan Stanley is frantically jumping into Bitcoin ETFs. This is a classic case of left and right fighting each other, haha. It really is that institutions are doing their own thing; anyway, the money ultimately still flows onto the chain. That figure of 12B in Figure is a bit outrageous. I feel like the space for institutional arbitrage is about to be filled. Wall Street now is: saying they don't want it, but their actions are very honest, a classic triple denial. Wall Street's speed of turning around is faster than me trading crypto and cutting losses.

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ChainBrain

· 12h ago

What is JPMorgan building? They are secretly laying out their plans as well. Wait, is Morgan Stanley really going to launch a Solana ETF? Things are getting serious now. Institutions are aggressively building infrastructure, while retail investors are still just talking on paper. $12B lending capacity—that scale... has indeed changed. From trash talk to real money, Wall Street has really become timid. Stablecoin regulation needs to keep up, or it will be a big problem. Last year it was still a "bubble," now everyone is rushing in? That's hilarious. Feels like the infrastructure is complete, and retail investors are just waking up. When institutions consolidate finance, it’s basically the prelude to a harvest.

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MetaverseVagabond

· 12h ago

JPMorgan is still worrying about it, but Morgan Stanley has already jumped on board haha JPMorgan is still debating the risks of stablecoins, but that can't stop institutions from pouring real money into building infrastructure Wall Street, a few years ago, still called crypto a scam. Now they are stacking ETFs and lending protocols—it's obvious how attractive it is once you try it What does institutional entry mean? The price of coins is about to take off Figure's $12B capacity sounds intense... These traditional financial giants are really taking crypto seriously JPMorgan wants to regulate stablecoins, but that can't change the trend of institutions rushing in—that's the general direction of the market From skepticism to investment, Wall Street's rapid shift shows that crypto is no longer a small-scale game

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