Gate exclusively launches the interest-earning feature for Stocks and CFD accounts. USDT in Stocks accounts and USDx in CFD accounts can now automatically earn interest, so trading funds no longer sit idle. Once enabled with one tap, eligible assets in your account will automatically accrue interest daily without pledging or lock-up, while remaining available for stock purchases, IPO subscriptions, CFD trading, and other normal uses. Rewards are distributed daily to your Spot Account.
Highlights:
- Exclusive launch: Gate is the first platform to support automatic interest earning for USDT in Stocks accounts and USDx in CFD accounts
- Earn while trading: Idle funds in Stocks and CFD accounts can generate returns automatically
- No pledging, no lock-up: Funds remain flexible and can be used for IPO subscriptions, stock purchases, CFD trading, or transfers at any time
- Daily distribution: Eligible holdings accrue rewards daily, which are automatically distributed to the Spot Account
One fund, double value: trade to capture market opportunities, while idle funds continue to earn interest daily.
Rate Rules:
| Single Account Balance (C) |
Reference APR |
| C > 1,000,000 |
3.00% |
| 500,000 < C ≤ 1,000,000 |
2.70% |
| 100,000 < C ≤ 500,000 |
2.40% |
| 10,000 < C ≤ 100,000 |
1.80% |
| 1,000 < C ≤ 10,000 |
1.20% |
| C ≤ 1,000 |
0.00% |
Eligible assets: USDT in Stocks accounts and USDx in CFD accounts. Interest for the two accounts is calculated separately based on each account’s daily snapshot balance (C). Balances are not combined and do not affect each other.
Example: If your Stocks account holds 200,000 USDT and your CFD account holds 50,000 USDx, they will accrue interest separately at reference APRs of 2.4% and 1.8%. Estimated daily rewards are: Stocks account: 200,000 × 2.4% / 365 ≈ 13.15 USDT; CFD account: 50,000 × 1.8% / 365 ≈ 2.47 USDx, automatically distributed to the Spot Account.
Reward Calculation and Distribution Rules
Asset interest rewards are calculated based on the average daily balance of USDT and USDx in users’ accounts. The system will begin snapshots at 00:00 (UTC+0) on the day after activation. The first reward will be distributed two days after activation, between 00:00 and 08:00 (UTC+0). Rewards will then be distributed daily to the asset account. Distribution may be delayed due to network latency, system settlement, or other unforeseen factors.
Notes:
- To earn asset interest, a single account balance must be greater than 1,000 USDT or USDx.
- Details will be updated on the Soft Staking page.
- The APRs above are reference values and may be adjusted dynamically based on market and other factors.
- This update applies to USDT in Stocks accounts and USDx in CFD accounts. For Spot, Futures, and Unified Account rules, please refer to the Asset Interest page.
- Rewards are calculated based on daily holding snapshots. Whether IPO subscription frozen funds or CFD margin used by open positions are eligible is subject to page rules.
- The first staking reward will be distributed to users’ Spot Accounts on the day after the snapshot, between 00:00 and 08:00 (UTC+0). Rewards will then be distributed daily.
- For a better experience, App users are advised to upgrade to the latest version.
- Gate will continue to provide users with secure and efficient asset growth services. If you have any questions, please contact official customer support.
Gate Team
July 15, 2026
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