Ant International said its payments network links more than 150 million merchants with over 2 billion consumer accounts worldwide, supporting more than 300 payment methods across 220 markets.
The company handles more than 20 million transactions per day on average and is expanding across Asia, Latin America, Europe, and the Middle East and Africa, according to the South China Morning Post.
AI-Powered Payment Solutions
Ant Group launched an Alipay tool that lets merchants accept automated payments made by AI agents. The company is expanding its AI payment tools to move beyond traditional payment processing.
Ant International has developed AI capabilities including a high-risk transaction flagging system with more than 95% precision and an AI foreign exchange model that has cut the company’s FX costs by up to 60%, according to reports.
Global Network Through Local Partnerships
Ant International reaches consumers by linking local payment systems rather than promoting a single global application. The network connects consumer accounts across borders through 50 mobile payment partners and more than 10 national QR code schemes.
The model integrates systems such as Singapore’s SGQR, Malaysia’s DuitNow, and South Korea’s ZeroPay, allowing shoppers to pay overseas using supported home wallets or banking applications.
Business Structure
Ant International operates four business units:
- Alipay+: Handles cross-border mobile payments and marketing
- Antom: Serves merchants
- Bettr: Provides digital lending technology
- WorldFirst: Offers cross-border payments and financial services for businesses
Open-Source AI Framework
Ant International has open-sourced its Agentic Mobile Protocol (AMP), a framework designed to support AI commerce and agentic payments across mobile wallets, banking applications, super apps, and other mobile portals.
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