According to the Federal Reserve’s 2025 report on the Economic Well-Being of U.S. Households, approximately 25% of U.S. workers used generative AI in the past month, with significantly higher adoption rates among college-educated employees. Most AI users reported improved efficiency and career development rather than job displacement concerns.
The report also noted that cryptocurrency usage remains primarily investment-focused. The Federal Reserve continues to monitor crypto adoption across investment, payments, and financial services sectors.
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