Forbes Advisor ranked XRP as the fourth-best cryptocurrency to buy on July 13, 2026, placing it behind Bitcoin (BTC), Ethereum (ETH), and BNB in its Top 10 Cryptocurrencies list. The ranking was based on objective fundamentals including real-world utility, store-of-value potential, seven-day price performance, 24-hour trading volume, and market capitalization, with a $5 billion minimum market value requirement. Forbes highlighted XRP's established role in cross-border payments and Ripple's expanding network of financial institutions as key factors, reflecting a broader shift toward evaluating digital assets on utility and institutional adoption rather than speculative momentum alone.
Forbes Evaluates Cryptocurrencies Using Five Core Criteria
Forbes Advisor evaluated cryptocurrencies using real-world utility, store-of-value potential, seven-day price performance, 24-hour trading volume, and market capitalization. Only projects with a market value above $5 billion qualified for the ranking. Forbes stated this benchmark reflects greater liquidity, market resilience, and growing institutional interest. Using these criteria, XRP outperformed Solana (SOL), Dogecoin (DOGE), Cardano (ADA), Hyperliquid (HYPE), Chainlink (LINK), and Avalanche (AVAX).
XRP Delivers Cross-Border Payment Solutions With Three-to-Five-Second Settlement
Forbes pointed to XRP's established role in cross-border payments as one of the primary reasons for its high ranking. According to Forbes, XRP can settle transactions in three to five seconds while maintaining extremely low transaction fees. Forbes described XRP as an efficient bridge asset for moving value across currencies and payment systems. The publication highlighted Ripple's expanding network of financial institutions and enterprise partners, reinforcing XRP's position as one of the few cryptocurrencies with proven institutional adoption.
Ripple CLO Marks XRP Court Ruling Anniversary
Ripple Chief Legal Officer Stuart Alderoty recently marked "XRP Is Not a Security Day," commemorating the anniversary of the U.S. court ruling that found XRP itself is not a security when traded on public exchanges. Alderoty acknowledged the XRP community for its resilience throughout the legal battle, describing the decision as one of the crypto industry's most important legal milestones. By placing XRP ahead of several of the market's largest cryptocurrencies, Forbes signals growing confidence that the asset's long-term value is being driven by tangible utility, enterprise adoption, and its role in the global financial system.
FAQ
What criteria did Forbes use to rank XRP as the fourth-best cryptocurrency?
Forbes Advisor evaluated cryptocurrencies using real-world utility, store-of-value potential, seven-day price performance, 24-hour trading volume, and market capitalization above $5 billion. XRP ranked fourth behind Bitcoin, Ethereum, and BNB based on these objective fundamentals.
How fast does XRP settle cross-border transactions according to Forbes?
According to Forbes, XRP can settle transactions in three to five seconds while maintaining extremely low transaction fees. Forbes described XRP as an efficient bridge asset for moving value across currencies and payment systems.
