UTBCrypto

Visa just built a way for your bank to offer stablecoins without ever mentioning the word blockchain to you.
The new Visa Stablecoin Platform lets banks and fintechs mint, move, and manage stablecoins inside Visa's own infrastructure, no separate blockchain buildout required.
Read the full story on UseTheBitcoin:

Morgan Stanley just let E*TRADE clients trade $BTC , $ETH , and $SOL directly on the platform.
The crypto sits in a separate account held through a third-party custodian and is not FDIC-insured or SIPC-protected the way traditional brokerage assets are. Clients can see it next to their regular holdings, but it isn't structured the same way underneath.
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Michael Saylor just published 110 reasons why a plan to "clean up" Bitcoin is a bad idea.
The proposal, called BIP-110, would temporarily restrict certain types of data from being written into Bitcoin transactions, the kind of data that powers things like Ordinals inscriptions. Supporters call it spam cleanup. Saylor calls it something else entirely.
His argument: Bitcoin's whole design is built on not judging what a transaction is for, as long as it pays the fee. The moment the protocol starts filtering by content, even temporarily, it sets a precedent that's hard to undo, and today's "spam"

Last year, the average crypto scam victim lost over $62,000. Almost none of it was a hack.
It was trusting the wrong website, the wrong message, or a stranger who felt convincing enough. Bitcoin transactions can't be reversed once confirmed, so a mistake like that is usually permanent.
We wrote the full step-by-step guide on buying $BTC safely, including the mistakes that most often scam beginners:

A crypto index fund can charge 80 times more in fees than a traditional index fund tracking the same kind of broad market.
Both do the same job of holding a basket of assets so you don't have to pick individually, but the cost of that convenience isn't close to the same.
We broke down all of it, fees, custody, volatility, and access, in a side-by-side comparison here:

Bitcoin fell 33% this year while the Nasdaq rose 28%. One firm says that the gap points to a specific price level.
NYDIG ( @NYDIG ) compared this correction to $BTC 's three prior four-year bear markets, and the pattern raises a possibility most headlines haven't mentioned yet.
Bitcoin is currently stuck between a level that would confirm a real recovery and one that would invalidate it entirely.
Which side of that line it lands on depends on a Senate vote, a Fed decision, and one number most traders are watching closely right now.
Read the full analysis on UseTheBitcoin:

Bitcoin's taking a breather today. XRP is having a harder time keeping up.
While $BTC has held steady after breaking back above $65,000 this week, $XRP has lagged the broader rebound, still trading below its recent resistance levels.
It's a reminder that a "crypto is up" headline rarely applies evenly across every token. Some assets ride a rally hard, like Hyperliquid has this year. Others move slower, or not at all, even during a broad recovery.
Worth checking the specific asset you hold rather than assuming the index-level story applies to it.

Japan just cut the legal path to crypto taxes from 55% down to 20%.
Japan's parliament passed a law reclassifying crypto as a financial product instead of a payment method, opening the door to domestic Bitcoin ETFs and a flat 20% tax rate.
The same bill also raises the maximum prison sentence for running an unregistered crypto business from three years to ten.
One regulator still has to decide when any of this actually takes effect.
Read the full story on UseTheBitcoin: