USDC News Today

Cardano just took a meaningful step forward in its stablecoin journey, even if it’s not the exact version many were hoping for.  USDCx isn’t native USDC, but it does bring Cardano much closer to the global stablecoin ecosystem without cutting corners on design or decentralization.  As Cardano

Cardano introduces USDCx, a privacy-focused stablecoin by Circle, instead of the expected native USDC. While it aligns with Cardano's decentralized values, its impact on liquidity is uncertain, leading to mixed reactions in the community.

加密貨幣市場面臨穩定幣供應量萎縮的警訊，USDT和USDC的市值降至新低，反映出交易者資金撤出的趨勢。USDC受到較大壓力，市值減少逾40億美元，顯示投資者選擇直接套現而非留在市場，可能影響市場反彈力道。

Circle 2026 focuses on promoting institutional adoption of durable infrastructure. The Arc blockchain moves from testing to production, deepening the practicality of USDC, EURC, and USYC. Expand the payment network to allow institutions to use stablecoins without building their own infrastructure. USDC market cap is 70 billion, ranking second, with Tether leading at 186 billion. Invest in seamless cross-chain operation, simplifying complexity and optimizing development tools.

_Rising prediction market volumes are strengthening demand and improving revenue outlook for Circle’s stablecoin business._ Growing use of USDC on crypto prediction markets is improving sentiment around Circle Internet Group’s stock. Analyst commentary suggests rising activity on Polymarket

Fidelity Investments will launch an Ethereum-based stablecoin "FIDD" in February, targeting both institutional and retail investors, potentially competing with USDC and USDT in the market. This move is based on new regulatory legislation, and Fidelity aims to improve payment efficiency and introduce new financial products. The launch of this token will impact the stablecoin market structure, particularly by lowering the barriers for institutional investment.

The cryptocurrency market is facing warning signs of shrinking stablecoin supply, with the market caps of USDT and USDC falling to new lows, reflecting a trend of traders withdrawing funds. USDC is under greater pressure, with its market cap decreasing by over $4 billion, indicating that investors are choosing to cash out directly rather than stay in the market, which could impact the market's rebound strength.

Key Notes Tether launches USAT, targeting the US regulated stablecoin market. Circle’s USDC remains widely used, with Ethereum transfers hitting record highs. Bitwise deepens USDC exposure via DeFi lending on the Morpho. Tether launched its U.S.-regulated stablecoin, USAT, on Jan. 27,

Original Author: Mankun Brand Department Editor's Note: In this issue of the Little Tavern, against the backdrop of a quiet market, we focus on three major signals: Circle obtaining a US banking license Visa announcing support for USDC settlement SEC shifting attitude to promote crypto user education. This is not the traditional financial sector “taking over” the crypto world, but rather an active and in-depth process of compliance integration and differentiation. Traditional financial giants are entering the crypto space through compliance channels, while crypto-native forces are exploring different survival paths. Whether you are an industry trend observer, a builder seeking opportunities, or a cautious investor, this issue’s guests will clarify the connections and clashes between the crypto industry and traditional sectors from legal, financial, tax, and frontline risk perspectives, providing highly valuable insights. Meg from McGraw: The topics in the Little Tavern are quite relaxed, a change from the usual perception of lawyers being “serious”.

Author | Cathy, Plain Blockchain In January 2026, the total market capitalization of the global stablecoin market surpassed $317 billion, reaching a record high. But what’s truly worth paying attention to is not the number itself, but the trend behind it: Circle’s USDC surged 73% in 2025, outpacing Tether’s USDT (36%) for the second consecutive year. In December 2025, Visa announced the launch of USDC settlement services in the United States. As the world’s largest payment network begins settling with stablecoins, BlackRock, which manages $10 trillion in assets, issues on-chain currency funds, and JPMorgan settles $3 billion daily via blockchain—what exactly are these traditional financial giants seeing? 01. Why Are Traditional Financial Giants Going All In on the Chain? 2024

Author | Cathy, Plain Language Blockchain In January 2026, the total market capitalization of the global stablecoin market surpassed $317 billion, setting a new all-time high. But what’s truly worth paying attention to is not the number itself, but the trend behind it: Circle’s USDC surged 73% in 2025, outpacing Tether’s USDT (36%) for the second consecutive year. In December 2025, Visa announced the launch of USDC settlement services in the United States. As the world’s largest payment network begins settling with stablecoins, BlackRock, which manages $10 trillion in assets, issues on-chain currency funds, and JPMorgan settles $3 billion daily via blockchain—what exactly are these traditional financial giants seeing? 01. Why Are Traditional Financial Giants Going All In on the Chain? 2024

Author | Cathy, Plain Blockchain In January 2026, the total market capitalization of the global stablecoin market surpassed $317 billion, reaching a record high. But what’s truly worth paying attention to is not the number itself, but the trend behind it: Circle’s USDC surged 73% in 2025, outpacing Tether’s USDT (36%) for the second consecutive year. In December 2025, Visa announced the launch of USDC settlement services in the United States. As the world’s largest payment network begins settling with stablecoins, BlackRock, which manages $10 trillion in assets, issues on-chain currency funds, and JPMorgan settles $3 billion daily via blockchain—what exactly are these traditional financial giants seeing? 01. Why Are Traditional Financial Giants Going All In on the Chain? 2024

John Mo Po at Davos announced the issuance of the first Hong Kong stablecoin license in 2026, the first comprehensive regulation in Asia. The capital threshold is 25 million HKD, requiring equivalent reserves and daily disclosure. Standard Chartered, Ant, and JD.com are competing for deployment. The global stablecoin market cap is $328 billion. Regulatory focus is on reserve stability and cross-border risks.

Circle CEO Jeremy Allaire dismissed concerns that stablecoin yields could lead to bank runs as "completely absurd" at the World Economic Forum in Davos on Thursday. Citing the $11 trillion money market fund as a historical analogy, he demonstrated that interest payments do not undermine monetary policy. He emphasized that stablecoin interest helps with user retention and predicted that "billions of AI agents" will need stablecoins as the only viable payment system.

Bitcoin reclaimed top payment asset at 22.1%, with Lightning leading usage; Litecoin and TRX followed in 2025. Stablecoin use shifted as USDC orders surged 1,264%, dominating payouts and accounting for 44.2% of stablecoin payments. Merchants increasingly settled in crypto, with 37.5%

Hong Kong Financial Secretary Paul Chan Mo-po stated at Davos that licenses have been issued to 11 trading platforms, and the first batch of stablecoin licenses will be issued in the first quarter. Hong Kong adopts the principle of "same activity, same risk, same regulation," having issued $2.1 billion in tokenized green bonds and launched a regulatory sandbox. The Stablecoin Ordinance, which came into effect in August last year, mandates strict standards.

Author | Cathy, Plain Language Blockchain In January 2026, the total market capitalization of the global stablecoin market surpassed $317 billion, setting a new all-time high. But what’s truly worth paying attention to is not the number itself, but the trend behind it: Circle’s USDC surged 73% in 2025, outpacing Tether’s USDT (36%) for the second consecutive year. In December 2025, Visa announced the launch of USDC settlement services in the United States. As the world’s largest payment network begins settling with stablecoins, BlackRock, which manages $10 trillion in assets, issues on-chain currency funds, and JPMorgan settles $3 billion daily via blockchain—what exactly are these traditional financial giants seeing? 01. Why Are Traditional Financial Giants Going All In on the Chain? 2024

In early 2026, Coinbase CEO Brian Armstrong lobbied Congress for stablecoin rewards, advocating for depositor financial sovereignty and promoting financial democratization. The emergence of stablecoins is expected to change the unfair practices of traditional banks, allowing depositors to receive higher returns and more choices, thereby optimizing financial efficiency. In this regard, interactions between legislators and financial institutions demonstrate the possibilities of regulation and innovation, indicating an inclusive and evolving financial ecosystem.

Ripple is in agreement with U.S. lawmakers as the RLUSD stablecoin market cap surges to $1.3 billion. Supported by favorable legislation such as the "Clear Act" and the "Genius Act," XRP price forecasts are poised for an explosive breakout. On the technical side, XRP found support at $1.90, and if it breaks through the 200-day EMA, there is a 21% increase potential targeting $2.30.

K33 has launched crypto-backed loans, allowing clients to borrow USDC using Bitcoin or other digital assets as collateral, enhancing liquidity access while maintaining long-term exposure. The initial rollout targets eligible clients to ensure compliance with regulatory standards.

Allbridge Core now supports native USDC bridging to Algorand from Solana, Ethereum, Base, Sui, and Stellar. Algorand USDC transfers require an ASA opt-in and a small ALGO balance, usually around 0.1 ALGO per asset. Allbridge Core has added Algorand to its cross-chain bridge network,

Author | Cathy, Plain Language Blockchain In January 2026, the total market capitalization of the global stablecoin market surpassed $317 billion, setting a new all-time high. But what’s truly worth paying attention to is not the number itself, but the trend behind it: Circle’s USDC surged 73% in 2025, outpacing Tether’s USDT (36%) for the second consecutive year. In December 2025, Visa announced the launch of USDC settlement services in the United States. As the world’s largest payment network begins settling with stablecoins, BlackRock, which manages $10 trillion in assets, issues on-chain currency funds, and JPMorgan settles $3 billion daily via blockchain—what exactly are these traditional financial giants seeing? 01. Why Are Traditional Financial Giants Going All In on the Chain? 2024

MakinaFi was subjected to a flash loan attack on January 20, resulting in a loss of 1,299 ETH (approximately $4.1 million). The hacker manipulated the Curve pool for arbitrage, and the MEV bot snatched 0.13 ETH in advance. The stolen funds are stored in two wallets that have not yet been mixed.

The New York Stock Exchange develops a tokenized securities platform, enabling stocks to be traded as on-chain tokens. 24×7 around-the-clock trading, with real-time settlement through stablecoins, shortening the T+1/T+2 cycle. Tokenized securities are fully equivalent to traditional stocks, offering complete shareholder rights. This is a "securities-native + blockchain" design, rebuilding the settlement system using blockchain technology.

The collaboration between clearing bank ClearBank and digital asset custodian Taurus marks the entry of compliant stablecoins into financial infrastructure, driving a major transformation of payment systems. This will lower cross-border payment costs, improve efficiency, and change the financial ecosystem, while also posing new challenges to central banks' monetary management. The future of the financial system is subtly being reshaped by this partnership.

SkyBridge Capital founder Anthony Scaramucci criticizes the CLARITY Act for banning stablecoin yields, stating that this move puts the US dollar at a disadvantage in competing with China's digital renminbi. The People's Bank of China has allowed digital renminbi to pay interest, while US bank CEOs warn that stablecoins could lead to $6 trillion in deposit outflows, but the crypto industry believes the ban is the result of banking industry lobbying to protect their own interests.

Allbridge Core now supports native USDC bridging to Algorand from Solana, Ethereum, Base, Sui, and Stellar. Algorand USDC transfers require an ASA opt-in and a small ALGO balance, usually around 0.1 ALGO per asset. Allbridge Core has added Algorand to its cross-chain bridge network,

Interactive Brokers announces the availability of Circle's stablecoin USDC for client deposits, enabling 24/7 around-the-clock trading. This faster and cheaper payment method has no geographical or time zone restrictions, enhancing trading flexibility for investors worldwide. The fee is 0.30% of the deposit amount, and support for more stablecoin options will be added.

Author | Cathy, Plain Blockchain In January 2026, the total market capitalization of the global stablecoin market surpassed $317 billion, reaching a record high. But what’s truly worth paying attention to is not the number itself, but the trend behind it: Circle’s USDC surged 73% in 2025, outpacing Tether’s USDT (36%) for the second consecutive year. In December 2025, Visa announced the launch of USDC settlement services in the United States. As the world’s largest payment network begins settling with stablecoins, BlackRock, which manages $10 trillion in assets, issues on-chain currency funds, and JPMorgan settles $3 billion daily via blockchain—what exactly are these traditional financial giants seeing? 01. Why Are Traditional Financial Giants Going All In on the Chain? 2024

Interactive Brokers announces the availability of Circle's stablecoin USDC for client deposits, enabling 24/7 around-the-clock trading. This faster and cheaper payment method has no geographical or time zone restrictions, enhancing trading flexibility for investors worldwide. The fee is 0.30% of the deposit amount, and support for more stablecoin options will be added.

Interactive Brokers Expands Crypto Offerings with Stablecoin Funding Electronic brokerage firm Interactive Brokers has significantly enhanced its cryptocurrency services by allowing clients to fund their accounts with stablecoins that are seamlessly converted into US dollars. This move aims to

Interactive Brokers adds 24/7 USDC deposits, with Ripple USD and PYUSD next, auto‑converting to USD and cutting cross‑border wire delays from days to minutes. Summary Stablecoin funding lets eligible clients deposit USDC now, with RLUSD and PYUSD coming soon, settling near‑instantly into USD

A crypto trader has invested $3M in $USDC into Hyperliquid, creating high-risk short positions in $XMR and $ETH using maximum leverage. This bold move suggests anticipated market shifts, but also carries significant liquidation risks as prices approach critical levels.

Interactive Brokers announces the availability of Circle's stablecoin USDC for client deposits, enabling 24/7 around-the-clock trading. This faster and cheaper payment method has no geographical or time zone restrictions, enhancing trading flexibility for investors worldwide. The fee is 0.30% of the deposit amount, and support for more stablecoin options will be added.

Interactive Brokers Expands Crypto Offerings with Stablecoin Funding Electronic brokerage firm Interactive Brokers has significantly enhanced its cryptocurrency services by allowing clients to fund their accounts with stablecoins that are seamlessly converted into US dollars. This move aims to

Interactive Brokers recently announced that global users can now deposit funds using USD stablecoin $USDC, enabling 24-hour unlimited trading services. They also plan to add Ripple and PayPal stablecoins for deposits next week. This move will significantly reduce barriers for international investors to transfer funds and improve trading efficiency. Interactive Brokers has partnered with Zero Hash to automatically convert stablecoins to USD, with no deposit fees, but there will be conversion and on-chain transaction fees.

Bank of New York Mellon is establishing tokenized money market funds, ETFs, and deposits, with plans to launch digital asset custody in 2026, and collaborating with Galaxy Digital to launch tokenized private placement funds. Research shows that nearly 60% of institutional investors plan to increase digital asset allocations, with institutions like Bank of New York Mellon and Franklin D. Roosevelt also accelerating their deployment.

Interactive Brokers announces support for 24/7 USDC deposits via Circle, enabling 24/7 trading. This feature is powered by Zerohash, allowing users to send USDC from networks like Ethereum to a secure wallet, with tokens automatically converted to USD and deposited into the account. CEO Milan Galic stated that RLUSD and PYUSD options are planned to be added next week.

Interactive Brokers has launched a 24/7 funding feature using USDC stablecoin, enabling fast trading access after minutes. This integrates with Zerohash, allowing for effective international trading and reduced costs compared to traditional methods.

_Stablecoin dominance levels for USDT and USDC are hitting technical exhaustion points, according to analysts._ _History shows that when stablecoin dominance falls, it tends to trigger massive Bitcoin price surges._ _Over $300 billion in sidelined capital is now acting as a coiled

a16z, Circle, Ripple, Digital Chamber, and CoinCenter publicly support the Senate Republican's Crypto Market Structure Bill. On Thursday, the Senate will review the CLARITY Act, but Coinbase strongly opposes it due to stablecoin provisions, causing a split in the industry camp. The revised draft bans passive income but allows staking rewards.

Huma Finance has experienced rapid growth in the PayFi sector since 2023, with the launch of Huma 2.0 permissionless lending service seeing deposits increase by 132.3%, reaching $151.6 million. Connecting institutions and borrowers through DeFi protocols, Huma relies on USDC to provide liquidity, with deposits in its classic model surging by 403.9%. Partnerships have driven transaction volume to $1.7 billion, with increased loan disbursements. Additionally, Huma's staking demand has risen, and staking rewards have encouraged user participation. Despite rapid business growth, the token price has decreased by 1.4%. The future goal is to achieve over $10 billion in transaction volume by 2026.

Author | Cathy, Plain Blockchain (ID: hellobtc) In January 2026, the total market capitalization of the global stablecoin market surpassed $317 billion, reaching a record high. But what’s truly worth paying attention to isn’t this number itself, but the trend behind it: Circle’s USDC surged 73% in 2025, outpacing Tether’s USDT’s growth rate for the second consecutive year (36%). In December 2025, Visa announced the launch of USDC settlement services in the United States. When the world’s largest payment network begins settling with stablecoins, when asset manager BlackRock, managing $10 trillion in assets, issues on-chain money market funds, and when JPMorgan Chase settles $3 billion daily via blockchain—what exactly are these traditional financial giants seeing? 01. Why are traditional financial giants all in

The Senate announced the 278-page "CLARITY Act," introducing real-time monitoring and mandatory custody, significantly increasing compliance costs. Critics point out that the biggest beneficiaries are Coinbase, Circle, and Chainalysis, while small exchanges and DeFi face structural disadvantages. DeFi's first requirement for developers to register with federal authorities undermines the permissionless ethos. The Bitcoin cyberpunk philosophy is being eroded, and transaction monitoring is reconstructing the banking framework.