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South Korean Banks Adjust Mid-Rate Loan Supply in H2 2026 as Policy Incentive Remains Unclear

2026-07-23 00:58:17

According to Yonhapinfomax on July 23, South Korean banks are adjusting their mid-rate loan supply pace to meet H2 2026 targets as a proposed regulatory exemption remains unconfirmed. KB Kookmin Bank, which supplied 684.8 billion won in mid-rate loans during H1, has handled approximately 45% of its full-year target of 1.53 trillion won and plans to accelerate distribution to reach the remaining 55% in the second half. All banks are subject to strict household lending volume caps, with no exemption for mid-rate loans currently applied, forcing lenders to balance growth goals against regulatory constraints.

Disclaimer: The information on this page may come from third-party sources and is for reference only. It does not represent the views or opinions of Gate and does not constitute any financial, investment, or legal advice. Virtual asset trading involves high risk. Please do not rely solely on the information on this page when making decisions. For details, see the Disclaimer.

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