Visa and Artemis Report AI Agentic Payments Entering Practical Stage, Stablecoins Suited for Sub-Dollar High-Frequency Transactions

According to Odaily, Visa and Artemis jointly released research report "Agentic Payments from the Ground Up" recently, revealing that AI agentic payments are transitioning from theory to real-world commerce.

The report categorizes agentic payments into two types: macro commerce, where AI agents complete bookings and subscriptions on behalf of users similar to traditional e-commerce; and micro commerce, involving high-frequency, low-value transactions between software, typically under $1. Stablecoins are noted as more suitable for micro commerce applications due to their stability in small, frequent payments.