Gate News message, April 22 — A survey by Boerse Stuttgart Digital found that 35% of European investors would consider switching banks for better cryptocurrency services, highlighting how digital assets are beginning to influence banking relationships across the continent.
The survey covered approximately 6,000 retail investors across Germany, Italy, Spain, and France, revealing that roughly 25% of respondents already hold some form of cryptocurrency. Additionally, 36% said they are likely to invest in crypto within the next five years. Nearly one in five respondents expect their primary bank to offer crypto access within three years, putting pressure on financial institutions that have treated digital assets as a peripheral product.
However, significant barriers to adoption remain. About 76% of respondents said crypto assets are insufficiently regulated, while more than 60% reported feeling poorly informed about digital assets. Regional differences emerged in the survey, with Spain showing the highest crypto ownership rate at 28%, followed by Germany at 25%, Italy at 24%, and France at 23%.
Matthias Voelkel, CEO of Boerse Stuttgart Group, stated that trust and clear regulation are essential for the next phase of crypto adoption in Europe. The firm’s digital-asset subsidiary announced an EU-wide MiCA (Markets in Crypto-Assets) license in January 2025. MiCA became fully applicable to crypto asset service providers on December 30, 2024, establishing a bloc-wide framework for licensing, custody, governance, and consumer protection. Nearly half of surveyed investors said MiCA made crypto assets feel safer and more attractive.
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