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Don't remind me again today

White House economic advisor Hasset just dropped a bombshell during a policy briefing: the administration is seriously exploring 50-year mortgage terms as a potential solution for younger buyers struggling to enter the housing market.



Here's what caught attention—Hasset emphasized this isn't a standalone fix. "The 50-year mortgage represents just one option among numerous proposals currently under review," he stated, noting the team is preparing a comprehensive package of recommendations for presidential consideration.

This signals a major shift in housing finance policy. Traditional 30-year mortgages have dominated the US market for decades, but skyrocketing home prices and interest rate volatility have locked out an entire generation of potential homeowners. Extending loan terms could lower monthly payments significantly, though it raises questions about long-term interest costs and market stability.

The real story? This is part of a broader economic policy overhaul targeting affordability issues. Whether extended mortgage terms actually help or just kick the affordability crisis down the road remains hotly debated among economists.
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0xSherlockvip
· 9h ago
50-year mortgage? Laughable, isn't this just kicking the can down the road? How much Interest do you have to pay?
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SchroedingersFrontrunvip
· 19h ago
50-year mortgage? Laughing to death, this is just pushing the problem back. Young people still can't afford it, it's just prolonging the pain...
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LightningPacketLossvip
· 19h ago
50-year mortgage? Haha, I just want to吐了, this is just pushing the problem back. --- Instead of having a 50-year mortgage, why not just lower housing prices? Everyone can see the left hand moving to the right hand. --- To put it bluntly, it's just helping banks earn more Interest, young people are still being割. --- ngl, this is simply performing plastic surgery on the problem, it doesn't really solve anything. --- 50 years? By the time I finish paying off the mortgage, I'll be in a coffin. This policy is really something.
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0xOverleveragedvip
· 19h ago
50-year loan? Brother, this isn't saving the young people, it's giving them a new lease on life... The monthly payment is lower, but the total interest is directly to da moon, really smart.
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FlashLoanPhantomvip
· 20h ago
50-year loan? Haha, this is just robbing Peter to pay Paul. The monthly payment is lower, but the Interest can kill you.
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