Michael Saylor Bets On Bitcoin-Backed Credit After Strategy's Biggest BTC Buy Of 2025

Source: CoinEdition Original Title: Michael Saylor Bets On Bitcoin-Backed Credit After Strategy’s Biggest BTC Buy Of 2025 Original Link: https://coinedition.com/saylor-pitches-bitcoin-backed-credit-model-sovereign-wealth-funds/

Key Highlights

• Strategy bought 10,624 BTC for about $963 million, achieving a 24.7% return from these Bitcoin holdings in 2025
• Saylor has stated publicly that 2025 saw a major turning point where big banks are now fully embracing Bitcoin, moving beyond seeing it as just a speculative asset to treating it as a core part of their business
• He also introduced what he calls a second, emerging category called “digital credit”

Bitcoin Adoption Among Major Financial Institutions

During the Bitcoin MENA conference in Abu Dhabi, Michael Saylor (co-founder of Strategy) disclosed that he has been meeting with sovereign wealth funds, banks, hedge funds, and large fund managers to discuss Bitcoin and digital asset finance.

At the same time, Strategy bought 10,624 BTC for about $963 million, achieving a 24.7% return from these Bitcoin holdings in 2025. This is the company’s largest weekly purchase since mid-year, bringing its total holdings to 660,624 BTC.

Saylor has also stated publicly that 2025 saw a major turning point where big banks are now fully embracing Bitcoin, moving beyond seeing it as just a speculative asset to treating it as a core part of their business.

These financial institutions now offer to hold Bitcoin for clients, provide loans against it, and build services around it. He pointed out that several of the largest US banks have now officially switched sides to back the cryptocurrency.

In addition, during the conference, Saylor said his core message is simple: he sees Bitcoin as digital capital, or digital gold, a foundational asset for a new era of global finance. He argues that Bitcoin now serves as a superior form of long-term capital preservation, and is increasingly being recognized as such by large institutions.

Inside Saylor’s New “Digital Credit” Layer

Furthermore, Strategy’s co-founder introduced what he calls a second, emerging category called “digital credit.” Built on top of Bitcoin’s base layer, digital credit strips away the volatility associated with the asset while generating yield and income. In his view, this creates a financial system where Bitcoin acts as the underlying capital, while a new generation of credit products built on it provides predictable cash flows.

To illustrate the difference, Saylor compared digital capital and digital credit using a real estate analogy. He said that giving a child $1 million worth of Manhattan land would make them wealthy over time, but offer no immediate income.

By contrast, giving them a credit instrument paying $10,000 a month would generate instant and ongoing cash flow. In the same way, Bitcoin serves as the long-term capital base, while digital credit products create immediate financial utility.