Not very familiar with DeFi lending? Actually, it's not that complicated.



Lista DAO's recent lending scheme is quite interesting—1% annualized lending interest rate, which is considered quite low in the market. The entire process has been simplified to the max: connect your wallet (supporting mainstream wallet applications), select the assets you want to collateralize (such as BTCB, ETH, or USDe), and then lend out USD1 stablecoins to complete the process.

The interface is quite intuitive, with clear text and image tutorials, so there's no need to worry about complicated operations. Whether you're testing with small amounts or making large investments, this system can meet your needs. The key point is that the costs are really low, which is attractive for arbitrage or fund management.

Newcomers are probably most concerned about security. We have conducted multiple audits, and the smart contracts have a set of security mechanisms. At least from a technical perspective, asset risks are manageable. Of course, DeFi always involves risks, so keep that in mind.

If you want to try, it's not too late to get in now. There is fierce competition in the market for low-interest lending products like this, and opportunities are there. Experience DeFi's gameplay and see where the arbitrage opportunities in stablecoin lending really lie.
LISTA-0.23%
ETH0.51%
USD10.01%
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BlockDetectivevip
· 10h ago
1% interest rate sounds really tempting, but these days low-interest products usually have hidden risks. Who can guarantee there's no danger? Really? Lista DAO's such low borrowing costs feel like a trap. Better to wait and see for a while. Speaking of which, with so many DeFi lending products popping up lately, just offering low interest isn't enough to compete. The key is how good the risk control is. Simplifying the process is a good thing, but I'm still worried about security. No matter how many audits there are, they can't prevent black swan events. An annualized rate of 1%—is this really a good deal or just losing money to attract attention? The flow of funds behind it looks a bit suspicious. Connecting your wallet to borrow sounds great, but I think I'll try with a small amount first. I wouldn't dare to gamble with large sums anyway. Multiple audits sound good, but DeFi has so many pitfalls. Who knows what will happen in the next second? These kinds of products are everywhere now. Could it be just a new round of liquidity mining scams in disguise? Low-interest borrowing is indeed attractive, but I still think some things are too good to be true. USD1 stablecoin? Never heard of it. Is this coin reliable? Don't want it to suddenly collapse after borrowing.
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DEXRobinHoodvip
· 10h ago
1% Truly amazing, cheaper than traditional lending by a huge margin --- Speaking of which, audited projects are indeed a bit more reassuring, but I still prefer to start with small amounts --- Connect your wallet to borrow? These days, DeFi is really becoming more and more user-friendly --- I’d like to see the arbitrage opportunities, but the competition in stablecoin lending is indeed fierce --- The USD1 option is pretty good, no need to be restricted to a fixed amount --- Low interest rates are great, but I’m worried there might be hidden fees inside. Can someone break it down for me? --- I think this should be fine for beginners to get started, the interface is simplified enough --- DeFi always comes with risks, isn’t that obvious? --- Supports BTCB, ETH, USDe, liquidity should be pretty good --- Is it too late to enter now? Let’s see the price trend first, there are definitely opportunities
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HalfBuddhaMoneyvip
· 10h ago
1% interest rate is really intense, but I've seen this trick too many times; an audit is just a paper exercise. Decentralized lending is just gambling on smart contracts not having bugs, nothing new. USD1 stablecoin? Here comes another one, it feels like a new stablecoin is launched every week. What is usually the cost of low interest rates? Think about it yourself. This thing is suitable for people with idle funds to play with; ordinary people should not bother.
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MissingSatsvip
· 10h ago
Is a 1% interest rate really? You need to see clearly whether it's a marketing gimmick or not. Low-interest borrowing sounds good, but you need to calculate the arbitrage space yourself. Lista DAO is causing trouble again. Is it safe after an audit, or should you be cautious? Simplified processes = easy to get hooked; beware of being trapped. Stablecoin lending is indeed competitive, but the opportunities also come with risks. 1% is a bit outrageous; there must be other places cutting the leeks. Just connect your wallet to borrow? These days, the simpler it is, the more you should think about why.
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NFTArchaeologistvip
· 10h ago
1% annualized? Cheap is cheap, but I'm just worried that the arbitrage opportunities will be exhausted early. But honestly, simplifying the process really resonated with me. Finally, a product that doesn't play any fancy tricks. Multiple audits sound good, but no one can predict the risks in DeFi. You need to have your own bottom line.
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LayerZeroHerovip
· 10h ago
A 1% interest rate sounds good, but these days who still believes in the "safety" pitch? No matter how good it sounds, it's still risky. I'll just stay on the sidelines and watch. Wait, can I directly borrow USD1? How does this interest spread work? Seems a bit suspicious. Why all the auditing again? The key is that I need to understand the code myself, bro. Arbitrage opportunities? I'm more concerned about when the next explosion will happen, haha.
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