What truly changes the game are native assets and the cross-chain integration of unified lending logic. Currently, most blockchains rely on patchwork solutions for bridging, but if the transfer involves state rather than simple token transfers, the entire user experience will be completely transformed—publishing, lending, and repayment operations are no longer fragmented across multiple dashboards and networks. Once high-performance public chains like Solana and Algorand join this unified framework, the full potential of cross-chain DeFi can be truly unleashed. Imagine users managing positions across multiple chains within a single interface, with real-time settlement of lending rates, and liquidity pools genuinely shared—this is what the next generation of financial primitives will look like.