A major policy signal just dropped: the incoming administration plans to impose a hard cap on credit card interest rates at 10%, with enforcement beginning after January 20th. Companies exceeding this threshold would face legal consequences.

This move carries significant implications for the broader financial ecosystem. Tightening regulations on consumer lending rates could reshape how capital flows through traditional finance, potentially shifting investor attention toward alternative assets and decentralized finance solutions. The measure signals a more interventionist stance on financial institutions—worth watching for how it cascades into market dynamics and sentiment across both traditional and crypto markets.