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DeFi in 2026 finally has some real substance. Fixed-rate lending + RWA are no longer just slogans; TermMax has turned them into reality. Recently, they partnered with @OndoFinance to launch a new market based on tokenized stocks, essentially bringing the traditional financial practice of "stock pledge lending" onto the blockchain. The logic is clearer, and the costs are more transparent. The biggest difference is certainty. Previously on Aave