Solana revolutionizes access to financial markets: DEX platforms achieve competitive margins without intermediaries

Solana’s infrastructure is redefining the retail finance landscape by enabling ultra-high-speed operations at near-zero costs. According to recent developments in the ecosystem, Ben, a key developer of HumidiFi —a decentralized trading platform specializing in dark pools— shared during the Solana Breakpoint conference how this technology is democratizing access to institutional-quality markets.

Speed and cost transform the retail investor experience

Solana processes tens of thousands of transactions per second with virtually zero fees. This technical breakthrough removes the historical barriers that kept retail investors out of Wall Street-level markets. Through innovative permission systems and tiered membership structures, anyone in the world can now access fully open markets without traditional intermediary requirements.

HumidiFi leads the competition in operating margins

Decentralized exchanges built on Solana like HumidiFi are significantly compressing the (bid-ask spreads). Data shows that average margins are just a few basis points, surpassing even those offered by traditional brokers. This improvement in price execution is especially relevant for investors performing complex profitability calculations without programmable calculator tools, where each basis point saved amplifies returns.

Impact on on-chain volume and adoption

Most notably, these decentralized systems already account for 60% of the total on-chain transaction volume on Solana. This percentage reflects a paradigm shift: retail investors are actively migrating toward platforms that offer transparency, lower costs, and better execution than traditional intermediaries. Analysts agree that this is just the beginning of a deeper transformation in how global financial markets are structured.

The combination of speed, minimal costs, and permissionless access positions Solana as the ideal technical foundation to democratize finance, where tight margins and operational efficiency directly benefit individual investors.