BlackRock Chief Investment Officer Rick Rieder recently stated that he calls on the Federal Reserve to cut the benchmark interest rate to 3%. This view comes from a senior executive of the world's largest asset management company and represents institutional investors' attitude towards the current interest rate environment. The current Federal Reserve policy stance has been a focal point for the market, as interest rate levels directly impact the risk asset allocation across the financial markets. From a macro perspective, a target rate of 3% reflects certain expectations about economic growth prospects and inflation pressures. Such policy signals are particularly important for the crypto market—historical data shows that a low-interest-rate environment typically increases investors' demand for high-risk assets, potentially enhancing the relative attractiveness of digital assets. Keeping a close eye on Federal Reserve decisions and institutional viewpoints helps better understand the future direction of market liquidity and asset allocation.