One of the four major banks in the United States, Wells Fargo, officially disclosed in early 2026 that it has allocated $383 million worth of BTC ETFs. This is not a test by a small bank, but a formal move by a systemically important bank managing trillions of dollars in assets, indicating that cryptocurrencies have officially moved from fringe investments into the core holdings of traditional financial institutions.

Why choose BTC ETF instead of directly buying spot? The answer is quite simple—compliance and risk. The ETF model completely avoids the hassle of private key management and custody risks, while meeting all regulatory requirements of banks. For a bank managing huge sums of money, this choice is both prudent and smart, fully demonstrating the strategic position of cryptocurrencies in long-term investment portfolios.

More importantly, this move will create a strong demonstration effect. Other large banks, insurance companies, and funds will see this and follow suit. As the regulatory environment gradually adjusts and policy guidance becomes clearer, the institutionalization trend of cryptocurrencies is irreversible. When large capital continues to flow in, the entire market’s capital structure will fundamentally change—liquidity will increase, volatility will decrease, and pricing will become more rational. BTC, as digital gold, will become increasingly stable, and its long-term value potential will continue to be unleashed.