The 300,000 Savings Foolishness Rule!!

The less money ordinary people have, the more they need to understand about money.
In economics, there is a "300,000 Savings Rule"—for most people, 300,000 is the ceiling of their savings.
This doesn't mean you can only earn this much in your lifetime.
But when your savings reach 300,000, you're most likely to lose your composure, and all kinds of "middle-class scythe" will start to target you.
Impulsive spending, blindly investing in stocks, buying air coins recklessly, following trends to buy cars, rushing to open stores... In the end, after all the fuss, your savings are wiped out, leaving only a bunch of lessons.
This isn't a money problem, but a mindset trap.
This money makes you mistakenly think you've entered a new class, but in reality, your perception may not have kept up.
Of course, this isn't to say everyone should just save money and not spend or invest at all. It's a sincere reminder: always stay rational.
Any major decision should be based on sufficient understanding and planning, not just because you happen to have 300,000 on hand.
Remember, holding on is harder than earning, showing off is a prelude to falling back into poverty, and caution is the beginning of long-term appreciation.
Do you agree with this? When your savings reach 300,000, what have you done or want to do?