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Recently, I encountered a frustrating issue. I participated in an activity on a certain platform, deposited $40, and as the withdrawal date approached, I logged in to check — and everything was gone. I couldn't see the deposit record, and I couldn't find the withdrawal request, as if the money had never been deposited. The problem is, the platform's customer service is unreachable; without a big V status, your feedback is like shouting into the void. This incident taught me a lesson: those seemingly attractive deposit and financial products really require caution. Once something goes wrong, ordinary users have very limited effective channels to resolve it. Instead of passively waiting, it's better to choose investments that are more transparent and have higher liquidity.