In the BNB chain lending sector, there is a project that is doing something quite different.

First, let's talk about scale. This platform's TVL exceeds $4.3 billion, and its borrowing interest rates have been below 2% for years, which is already highly competitive in DeFi. Recently, they have been very active— their roadmap for the first half of 2026 lists five major directions, including an RWA platform that is now operational. Users can directly purchase tokenized U.S. Treasury bonds, with an annualized yield of around 3.65%.

What does this mean? Stable returns. In the current DeFi ecosystem, such low-risk yield products are quite scarce.

Even more ambitious is their plan to develop on-chain credit lending without collateral—if successful, this will be a game-changer. They are also working on a stablecoin DEX hub, product interface optimization, and forecast market yield plans.

On the token side, the total circulating supply has been reduced from 10 billion to 8 billion, directly burning 2 billion tokens.

Of course, opportunities and risks coexist. The difficulty of executing the roadmap is evident, especially in the credit lending sector, where technology and risk control are major challenges. Rapid expansion could also spread resources thin. But regardless, they are attempting to fill the gaps in DeFi regarding stable yields and credit systems, and this direction is definitely worth paying attention to.